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BoliCastby Nepalwide.org
Satik Kura artwork

Satik Kura

Hosted by Sanjog Koirala

A Nepali podcast hosted by Sanjog Koirala.

9 episodes · updated 2026-10-18

Episodes

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  • बाढीले Insurance को Reality खोलिदियो: Underinsurance, BI Cover & Reinsurance Explained

    Nepal’s latest flood disaster has raised difficult questions for insurers, businesses, hydropower developers, investors, and ordinary policyholders. In this episode of SATIK KURA, we go beyond the headline claim figures and examine how catastrophic insurance actually works. What does an insurance “claim” figure really represent? How are claims processed when documents, police offices, roads, and entire properties have been destroyed? How much of a major loss is retained by an insurance company, and how much is transferred to reinsurers? Chapters: 00:00 Highlights 00:58 Introduction 01:40 Estimated Claim Size From the Rasuwa Flood: Why Do Estimates Vary? 07:06 Assessing the Scale of Flood Losses From an Insurance Perspective 08:44 What Were the Initial Discussions Inside Insurance Companies After the Flood? 12:37 How Can Insurance Documentation Process be Simplified During a Flood? 15:23 How Insurance Companies Can Make the Claims Process Easier for Policyholders? 17:29 Shikhar Insurance’s Claims Exposure & How Reinsurance Shares the Risk 22:15 How Will the Flood Affect Insurance Companies’ Balance Sheets in the Coming Quarters? 23:40 Hydropower Insurance & Understanding the Average Clause 26:45 Motor Insurance: How Does Depreciation Write-Back Work? 31:33 Business Interruption Insurance & How Does Loss of Income Coverage Work? 35:03 How Are Global Reinsurers Viewing Nepal After the Flood? 39:05 Will New Hydropower Face Insurance Challenges in the Future? 40:24 How Technology Friendly is Nepal’s Insurance Sector? 46:30 Could Reinsurance Delays Lead to Delays in Claim Payments? 50:26 How Are Insurance Companies Preparing for Future Catastrophic Risks? 57:26 Has the Time Come for Mergers in Nepal’s Insurance Industry? 57:55 Why Is Credit Rating Important for Public & Insurance Companies? 1:01:01 What Insurance Products Should the General Public Consider After the Flood? 1:06:29 Three Key Takeaways From the Flood 1:08:52 Rapid-Fire Round The conversation also explores hydropower exposure, underinsurance, business interruption insurance, catastrophe reinsurance, digital damage assessment using drones and satellite imagery, changing premiums, climate risk pricing, Nepal’s insurance protection gap, and the possibility of parametric insurance. We also ask what repeated disasters could mean for policyholders, investors, insurance companies, reinsurers, and Nepal’s broader financial system. Watch until the end for the rapid-fire round on hydropower premiums, Nepal Re, insurance shares, parametric insurance, disaster panic selling, and the biggest insurance myth exposed by the flood. Subscribe to SATIK KURA for deeper conversations on business, finance, policy, investing, and Nepal’s economy. #NepalInsurance #FloodDisaster #InsuranceClaim #ShikharInsurance #Reinsurance #NepalRe #HydropowerNepal #BusinessInterruption #FloodInsurance #InsuranceNepal #ClimateRisk #NepalEconomy #NepalStockMarket #ParametricInsurance #SatikKura

    Sep 21, 2026 · 0m

  • India मा Nepali QR कहिले चल्छ? UPI,connectIPS र Cross-Border Payment Enable गर्ने तर नचिनेको Company

    Nepal मा जति पटक पनि connectIPS बाट पैसा पठाउनुहुन्छ, QR scan गर्नुहुन्छ, वा online bank transfer गर्नुहुन्छ ..त्यो transaction को पछाडि एउटै organization छ। त्यो हो NCHL, Nepal Clearing House Limited। धेरैले NCHL को नाम सुनेका छैनन् — तर Nepal को 90% भन्दा बढी digital transactions यही organization ले process गर्छ। आजको Satik Kura मा हामीले Neelesh Man Singh Pradhan, CEO of NCHL सँग Nepal को digital payment infrastructure, cross-border payments, CBDC को भविष्य, र fintech ecosystem को बारेमा खुलस्त कुरा गरेका छौं। NCHL र CDSC मा public किन confuse हुन्छन्? connectIPS free हुनुपर्दैन र? India ले UPI free गर्न सक्छ भने Nepal किन सक्दैन? Nepal–India cross-border payment को reality के हो? NEPALPAY Card लिने कि नलिने? CBDC Nepal मा कहिले आउला? What really happens after you press “Send” on a digital payment? In this episode of Satik Kura, we explore the infrastructure behind Nepal’s digital payment ecosystem with NCHL CEO Neelesh Dai. The conversation breaks down how connectIPS, bank transfers, QR payments, cheque clearing and corporate transactions work behind the screen. We also discuss digital payment fees, the difference between NCHL and CDSC, India–Nepal UPI connectivity, cross-border remittance, NEPALPAY Card, the National Payment Switch, CORPORATEPAY user experience and Nepal’s journey towards a cashless economy. The episode also looks at the future of fintech in Nepal, including cryptocurrency regulations, CBDC infrastructure, API opportunities for startups and career possibilities for young professionals entering the payment technology sector. Watch the full podcast for an inside look at the systems moving billions of rupees across Nepal every day. Subscribe to Ideapreneur Nepal for more honest conversations on business, This is a deep conversation for entrepreneurs, students, investors, bankers, fintech founders, and anyone who has ever pressed "Send" on a digital payment in Nepal and wondered what happens next. Watch the full episode and share your thoughts in the comments. Chapters:- 0:00 Highlights 1:39 What Is NCHL? Understanding Nepal's Digital Payment Infrastructure 3:52 The Story of NCHL: Why and When It Was Established? 4:11 How Cheque Clearing Worked Before NCHL 6:49 Did NCHL Build Its Technology In-House or Buy It? 9:44 NCHL vs. CDSC: What's the Difference? 11:19 How Nepal's Payment Infrastructure Works 15:42 Why Are Transaction Fees Charged? Real-Time vs. Non-Real-Time Payments 18:10 Why Is the App Transfer Limit Rs. 2 Lakh but the Web Limit Rs. 20 Lakh? 22:34 Does Connect IPS Have Monthly Transaction Limits? 23:49 Why Is CorporatePay More Complex Than Connect IPS? 29:39 Nepal–India UPI QR Payments: Current Status & What's Next 34:48 What Is the NepalPay Card and Who Should Get One? 38:47 Why Are Banks Choosing NepalPay Cards? 40:47 How Alipay+ and LankaPay Enable Cross-Border Payments 49:20 What Is the National Payment Switch and Why Does It Matter? 59:18 Could the National Payment Switch Become a Monopoly? 1:04:30 PSO vs. PSP: Understanding the Difference 1:07:32 How FinTechs Can Build on NCHL's APIs (NPI) 1:13:46 Can Recurring Payments and Auto-Debits Be Fully Automated? 1:20:02 Connect IPS vs. Cheque Clearing Fees: Why the Difference? 1:24:03 Does Money Lose Value During Digital Transfers? 1:27:38 CBDC vs. Crypto: Will Nepal Ever Legalize Cryptocurrency? 1:33:14 Careers at NCHL: Skills, Hiring & Salary Insights 1:39:28 Rapid Fire Round 1:43:15 Final Advice: Staying Safe from Digital Payment Fraud #NCHL #NepalClearingHouse #ConnectIPS #NepalPayment #SatikKura #IdeapreneurNepal #NepaliPodcast #DigitalNepal #FinTechNepal #NEPALPAYqr #NepalBanking #CrossBorderPayment #UPINepal #CBDCNepal #NepalEconomy #BusinessPodcast #NeeleshPradhan #NationalPaymentSwitch #CorporatePay #StartupNepal #NepalFinance #NRB #NepalRemittance #DigitalPaymentNepal #IdeapreneurSatikkura

    Jul 30, 2026 · 0m

  • ठूलो Business गर्न Nepal मा Setting चाहिन्छ ? Legacy Business मा Next Gen को Pressure कति ?

    धेरै Nepali हरूले “Chaudhary” सुन्ने बित्तिकै Wai Wai र Binod Chaudhary सम्झिन्छन्। तर Karan Chaudhary ले represent गर्ने CG Holdings को story, structure र business world धेरै फरक छ। यो episode मा हामीले family business clarity, legacy pressure, EV transition, NADA vs NAIMA, vehicle assembly in Nepal, real estate, hospitality, education, financial services, AI, public perception of business houses र Nepal को next 5–10 years को opportunity बारे खुला कुरा गरेका छौं। Legacy business मा जन्मिनु privilege मात्र हो कि pressure पनि? Nepal मा ठूलो business गर्न setting चाहिन्छ भन्ने public perception कति fair छ? Made in Nepal vehicle realistic छ कि सपना मात्र? In this episode of Satik Kura, Sanjog Koirala sits down with Karan Chaudhary to unpack the lesser-known side of the Chaudhary business family, CG Holdings, Nepal’s automobile sector, EV transition, real estate, hospitality, education, financial services, family business governance, and the future of industries in Nepal. Karan Chaudhary shares clarity on the Chaudhary family business structure, the businesses under CG Holdings, the pressure of being the next generation in a legacy business family, and how entrepreneurs can build strong moats in competitive markets. The conversation also touches on the Bansbari land dispute, Nepal’s EV boom, NADA, NAIMA, vehicle assembly plants in Nepal, premium housing, hotel investments, alcohol and beverage strategy, private education, AI in Nepal, BAFAI, public trust in business houses, and what industries may define Nepal’s next decade. This is a deep business conversation for entrepreneurs, students, investors, policymakers, startup founders, and anyone interested in Nepal’s economy, legacy businesses, EV market, real estate, tourism, AI, and industrial future. Watch the full episode and share your thoughts in the comments. Chapters :- 0:00 - Highlights 1:35 - Chaudhary Family Tree & The Confusion Explained 3:40 - Who Owns What in the Chaudhary Family? 5:55 - Which Business Generates the Highest Cash Flow & How to Build a Powerful MOAT? 10:20 - Why Is Your Handle "karan.nxtgen" & What Does "Next Generation" Really Mean? 12:55 - How Do You Create Your Own Identity as the Next Gen in a Legacy Family? 18:50 - What's the Difference Between a Manager, Businessperson & Entrepreneur? 21:40 - What's Your Take on the Bansbari Land Dispute? 23:07 - How Has Nepal's Transportation Industry Transitioned Over the Years? 31:40 - What Does NADA Actually Do Beyond the Auto Expo? 36:07 - Why Did NAIMA Split from NADA & Do Nepal Really Need Two Auto Associations? 40:07 - Can Nepal Really Build Its Own Vehicle Assembly Industry & Will It Make Cars Cheaper? 51:30 - Can Middle-Class Families Afford CG Housing Projects? 55:20 - How Is CG Standing Out in Nepal's Competitive Hospitality Industry? 1:02:38 - What's CG's Strategy in the Alcohol Business & How Attractive Is the Industry? 1:07:43 - Why Is CG Expanding Its Education Vertical During Nepal's Brain Drain? 1:11:44 - AI in Nepal – Opportunities, Risks & The Future Ahead 1:14:24 - CG's Financial Services Vertical & The Debate Around BAFAI Reform 1:16:15 - How Do You View the Recent Cases & Criticism Around Business Families? 1:20:07 - Harvard Business School Education vs Running a Business in Birgunj, Nepal 1:22:50 - Nepal's Future Industries & Which Sectors Will Win in the Next 5–10 Years? 1:26:22 - Rapid Fire Round #KaranChaudhary #SatikKura #CGHoldings #ChaudharyGroup #Nadaautoshow #NepalBusiness #NepalEconomy #BusinessPodcast #NepalAutoIndustry #EVNepal #NADA #NAIMA #NepalRealEstate #NepalHospitality #ideapreneurnepal

    Jul 9, 2026 · 0m

  • Reality of Himalayan Java | Satik Kura EP 06 | Ideapreneur Nepal

    🎙 Welcome to Satik Kura – by Ideapreneur Nepal! A short, powerful talk show where we bring you useful insights and real stories from leaders across different industries. Less Noise, More Value. In this episode of Satik Kura by Ideapreneur Nepal, we sit down with the Co-Owner of Himalayan Java, the man behind Nepal's biggest homegrown coffee chain, built over 25 years from a single small shop. How did Himalayan Java actually start? How do you handle failure when everyone doubts you? What does it really take to build a franchise in Nepal? What's his message for the next generation of Nepali entrepreneurs? TIMESTAMPS: 0:00 - Highlights 1:04 - Intro 1:32 - How did Himalayan Java Start? 9:02 - Why partnership & How to Find the Right Partner? 15:55 - What are the Revenue Models of Himalayan Java? 23:22 - The Reality of Franchise model of Himalayan Java 32:13 - How much do you Need to Start a Himalayan Java’s Franchise? 36:12 - How Much Do Franchise Owners Earn? 41:51 - How Many Outlets of Himalayan Java & are they Sustainable? 45:47 - Is Coffee an Addiction? 47:04 - Why are there So Many Himalayan Java Outlets? 52:25 - International Himalayan Java Outlets & How do they Work? 1:00:05 - Strategic Partners & Himalayan Java IPO? 1:04:35 - Coffee Farming & Tourism In Nepal? 1:10:51 - Advice for Youngster on Coffee Business. 1:13:20 - Rapid Question Round 1:17:45 - Closing Thoughts Introducing our Super Web and App for the people of Nepal – Money Mitra, an all-in-one financial super app where you can: • Take courses not taught in school or college • Read articles, newsletters, and premium financial pieces • Learn and earn through the Nepal Share Market • Rate and track brokers in the stock market • Manage your personal finance with smart recommendations 🌐 Website :- https://moneymitra.com 📱 Available on Google Play Store and Apple App Store DISCLAIMER: The views, information, or opinions expressed in this YouTube video are solely based on individual understanding. Please make investment decisions according to your own research and risk management. 👉 Subscribe to stay updated with future episodes. 💬 Comment below which guest do you want us to feature next on Satik Kura. #HimalayanJava #SatikkuraPodcast #IdeapreneurNepal #NepaliEntrepreneur #CoffeeCulture #NepalBusiness #StartupNepal #BusinessPodcast #Entrepreneurship #Nepal #CoffeeNepal #NepaliPodcast #BusinessStory #NepalStartup #GaganPradhan #AnandGurung #NepaliCoffee #BusinessMotivation #NepalVlog #EntrepreneurshipNepal #SmallBusinessNepal #FranchiseNepal #NepalMarketing #CafeNepal #BusinessInspiration #IdeapreneurSatikkura #PodcastNepal #NepalContent #MadeInNepal #NepalEntrepreneur

    Jun 5, 2026 · 0m

  • Pathao बाट अब POLITICS? MD of Pathao | Satik Kura EP 05 | IdeapreneurNepal

    🎙 Welcome to Satik Kura – by Ideapreneur Nepal! A short, powerful talk show where we bring you useful insights and real stories from leaders across different industries. Less Noise, More Value. In this episode of Satik Kura by Ideapreneur Nepal, we sit down with Asheem Man Singh Basnyat, Managing Director of Pathao Nepal, to understand how Pathao operates at scale and how ride-sharing platforms are shaping Nepal’s urban mobility and digital economy. TIMESTAMPS: 0:00 – Highlights of the episode. 1:30 – Intro 1:43 – Ride-sharing regulations in Nepal: innovate first, regulations later? 3:44 – Pathao’s marketing & market strategy: government support and money spent? 6:56 – Why bring Pathao from outside instead of building it in Nepal? 8:38 – Ride-sharing competition in Nepal & how Pathao is handling it 20:31 – What is Pathao evolving into beyond ride-sharing? Is fintech next? 22:57 – Foreign vs Nepali ownership in Pathao: where does the money go? Does it help Nepal’s economy? 25:08 – Why is Pathao’s MD entering politics? Sudden move or long-term plan? 31:58 – Why independent politics? Why not join an existing political party? 35:02 – When businessmen enter politics, does corruption become inevitable? How will he handle the system? 39:14 – How much do Pathao partners & gig workers earn? Compared to office jobs 45:02 – Why do Pathao prices surge during office hours & rainy seasons? Is there a limit? 48:46 – Resistance and challenges faced by Pathao outside Kathmandu Valley 1:01:03 – What happens to Pathao after he steps into politics? 1:02:25 – Rapid fire question round 1:02:55 – Outro Introducing our Super Web and App for the people of Nepal – Money Mitra, an all-in-one financial super app where you can: • Take courses not taught in school or college • Read articles, newsletters, and premium financial pieces • Learn and earn through the Nepal Share Market • Rate and track brokers in the stock market • Manage your personal finances with smart recommendations 🌐 Website: https://moneymitra.com 📱 Available on Google Play Store and Apple App Store DISCLAIMER: The views, information, or opinions expressed in this YouTube video are solely based on individual understanding. Please make investment decisions according to your own research and risk management. 👉 Subscribe to stay updated with future episodes. 💬 Comment below which guest you want us to feature next on Satik Kura. #PathaoNepal #SatikKura #IdeapreneurNepal #NepalStartups #NepalBusiness #TechLeadership #PlatformEconomy #RideSharing #BusinessStrategy #CEOInterview #FounderMindset #DigitalNepal #RiskManagement #asimbasnet #asheembasnet #pathaomdnepal

    Feb 5, 2026 · 0m

  • Unfiltered REALITY of Yeti Airlines | Satik Kura EP 04 | IdeapreneurNepal

    🎙 Welcome to Satik Kura – by Ideapreneur Nepal! A short, powerful talk show where we bring you useful insights and real stories from leaders across different industries. Less Noise, More Value. In this episode of Satik Kura by Ideapreneur Nepal, we sit down with the CEO of Yeti Airlines to examine the working of yeti airlines and how they are shaping Nepal’s aviation sector. The conversation goes beyond airlines. We discuss how large Nepali companies make financing decisions, manage risk, adopt digital systems, and navigate regulation in a volatile market. The CEO shares practical insights on scaling operations in Nepal, sustaining profitability in a high-cost industry, and preparing legacy businesses for a digital-first future. This episode offers a clear, executive-level perspective on business strategy, governance, and long-term thinking from one of Nepal’s most operationally complex industries. TIMESTAMPS: 0:00 – Highlights 01:30 – Episode Intro Ends 02:03 – Pokhara Plane Crash: What Really Happened 07:14 – Business Impact of the Pokhara Crash on Yeti Airlines 09:00 – Performance of Individual Aviation Companies in Nepal 10:00 – Rumours About Old / Scrapped Airplanes in Nepal 18:00 – Who Funds Aircraft Purchases for Nepali Airlines? 24:30 – How Investments Are Used Inside Yeti Airlines 26:30 – Yeti Airlines’ Remaining Debt & Repayment Strategy 37:42 – Is Yeti Airlines Profitable? 38:04 – Book Value of Yeti Airlines Explained 41:24 – Why Airlines Go Bankrupt & How Yeti Avoids It 47:47 – Why Airline Ticket Prices Inflate (Internal Reasons) 56:10 – Do Airlines Delay Flights Knowingly? 01:00:39 – International Practices on Delays vs Nepal 01:07:56 – CEO’s Journey from Tech Industry to Aviation 01:14:42 – Is Aviation Worth It for Young Nepalis? (Pay & Career) 01:19:54 – Rapid Fire Questions 01:22:35 – Outro Introducing our Super Web and App for the people of Nepal – Money Mitra, an all-in-one financial super app where you can: • Take courses not taught in school or college • Read articles, newsletters, and premium financial pieces • Learn and earn through the Nepal Share Market • Rate and track brokers in the stock market • Manage your personal finance with smart recommendations 🌐 Website :- https://moneymitra.com 📱 Available on Google Play Store and Apple App Store DISCLAIMER: The views, information, or opinions expressed in this YouTube video are solely based on individual understanding. Please make investment decisions according to your own research and risk management. 👉 Subscribe to stay updated with future episodes. 💬 Comment below which guest do you want us to feature next on Satik Kura. #YetiAirlines #NepalAviation #SatikKura #IdeapreneurNepal #NepalBusiness #CEOInterview #BusinessLeadership #AviationBusiness #BusinessStrategy #NepalPodcast #FounderMindset #RiskManagement

    Jan 8, 2026 · 0m

  • MBBS पढ्नु FOREIGN or NEPAL? Which is more AFFORDABLE | Satik Kura EP 03 | IDEAPRENEUR NEPAL

    🎙 Welcome to Satik Kura – by Ideapreneur Nepal! A short, powerful talk show where we bring you useful insights and real stories from leaders across different industries. Less Noise, More Value. This video answers everything Nepali students and parents need to know before choosing MBBS outside Nepal. In this detailed conversation with the Dean of Asia International University, we break down the real reality of MBBS abroad, beyond consultancy promises and social media hype. TIMESTAMPS: 00:01:10 – Intro 00:02:00 – Current scope/future of MBBS in Nepal and why students go abroad for MBBS? 00:05:40 – Quality of MBBS education in Nepal vs abroad 00:07:10 – Entrance ranks, quotas and available institution choices for Nepali students 00:16:10 – All about Uzbekistan as a country 00:22:20 – How do MBBS students handle language barrier & communication in Uzbekistan? 00:26:39 – MBBS education scams abroad and how to choose the right institution 00:31:00 – Is MBBS in Uzbekistan more expensive than Nepal? Total fees and hidden costs 00:32:44 – MBBS fee comparison: Uzbekistan vs Bangladesh, Philippines, China & others 00:34:11 – Role of agents & visa process for studying MBBS in Uzbekistan 00:35:45 – MBBS curriculum in Uzbekistan and clearing Nepal Medical Council (NMC) exam 00:39:00 – Internship requirement for MBBS students studying abroad 00:40:40 – Scholarship opportunities, process and quota for Nepali students at Asia International University 00:44:57 – Food options and daily schedule at Asia International University 00:47:10 – Why students and medical professionals go abroad despite high demand in Nepal 00:50:18 – Scope after MBBS abroad and opportunities to work internationally 00:53:20 – Three major red flags to avoid while studying MBBS abroad 00:55:10 – Best countries and choices for studying MBBS outside Nepal 00:56:10 – Journey from doctor to Dean of Asia International University 00:57:39 – First attempt IOM or choose Asia International University? 00:58:28 – Do Nepali consultancies prioritize money over students’ future? 00:58:40 – Syllabus, Freedom, or Distractions: Which Is the Biggest Enemy of Nepali Students Abroad? 00:59:48 – Impact of studying MBBS in Uzbekistan after 5 years 01:01:10 – Outro Introducing our Super Web and App for the people of Nepal – Money Mitra, an all-in-one financial super app where you can: • Take courses not taught in school or college • Read articles, newsletters, and premium financial pieces • Learn and earn through the Nepal Share Market • Rate and track brokers in the stock market • Manage your personal finance with smart recommendations 🌐 Website :- https://moneymitra.com 📱 Available on Google Play Store and Apple App Store DISCLAIMER: The views, information, or opinions expressed in this YouTube video are solely based on individual understanding. Please make investment decisions according to your own research and risk management. #MBBSAbroad #MBBSInUzbekistan #NepaliStudents #MBBSNepal #StudyAbroadNepal #MBBSReality #MBBSFees #NMCExam #MBBSScam #MedicalEducation #StudyMedicineAbroad #NepalEducation

    Dec 26, 2025 · 0m

  • Credit Card को Hidden सच्चाई | Satik Kura EP 02 | IdeapreneurNepal

    🎙 Welcome to Satik Kura – by Ideapreneur Nepal! A short, powerful talk show where we bring you useful insights and real stories from leaders across different industries. Less Noise, More Value. In the 2nd episode of Satik Kura by Ideapreneur Nepal, we sat with Diwas Kumar Sapkota the CEO of Fonepay. We dive deep into Nepal’s evolving digital finance ecosystem with a special focus on credit cards, virtual credit cards, Fonepay Credit Card, and the real behaviour shaping how Nepalese use them. If you want to understand how credit works, how to use it smartly, and where Nepal’s fintech industry is heading. Then, this episode is for you. TIMESTAMPS: 00:00:00 - Highlight 00:01:19 - Intro 00:01:55 – Why has the virtual credit card been invented? 00:08:20 – Does credit card cause debt trap? 00:13:04 – How Fonepay credit card helps mass adoption / is it for all or only high profile people? 00:18:19 – How to build a credit score and start using credit? 00:20:59 – How credit limit is assigned from mobile banking transactions? 00:24:29 – How Fonepay credit cards help merchants & ease of adoption 00:25:14 – Is Impulsive buying behaviour good? 00:30:24 – Hidden fees on credit cards everyone should know 00:36:24 – 45 days credit cycle: Same or Different for Customers? 00:39:24 – Fraud & security issues: Why virtual cards are safer 00:44:19 – Five golden rules for better credit card use 00:48:10 – How 2% interest becomes 24–27%? 00:49:19 – Can one QR code work for Fonepay credit card? 00:51:49 – Using loyalty points for discounts 00:57:29 – EMI with Fonepay credit card. Does/Will it exist? 01:00:59 – How to enhance credit limit? 01:04:09 – Regulatory hurdles while building a fintech product in Nepal 01:08:24 – Existing regulatory barriers 01:14:39 – Can Fonepay credit card be shut down due to regulatory orders? 01:20:29 – Market valuation of Fonepay & IPO discussion 01:23:10 - Fonepay Vision & Public's Trust 01:25:59 - Outro Introducing our Super Web and App for the people of Nepal – Money Mitra, an all-in-one financial super app where you can: • Take courses not taught in school or college • Read articles, newsletters, and premium financial pieces • Learn and earn through the Nepal Share Market • Rate and track brokers in the stock market • Manage your personal finance with smart recommendations 🌐 Website :- https://moneymitra.com 📱 Available on Google Play Store and Apple App Store DISCLAIMER: The views, information, or opinions expressed in this YouTube video are solely based on individual understanding. Please make investment decisions according to your own research and risk management. #satikkura #fonepay #creditcardnepal #fintechnepal #virtualcreditcard #creditscore #nepalfinance #digitalpayment #nepalbanking #financepodcast #moneytipsnepal #personalfinance #nepaleconomy

    Dec 11, 2025 · 0m

  • Largest Insurance Claim in Nepal's HISTORY | Satik Kura EP 01 | IdeapreneurNepal

    🎙 Welcome to Satik Kura – by Ideapreneur Nepal! A short, powerful talk show where we bring you useful insights and real stories from leaders across different industries. Less Noise, More Value. In this first episode, we sit down with Mr. Dip Prakash Panday, CEO of Shikhar Insurance, to talk about Non-Life Insurance Industry. Chapters: 00:00 Highlights 01:00 Intro 02:08 Recent protest & it's effects on Insurance Companies 07:32 Can Bhatbhateni & Hilton Hotel claim Insurance? 10:32 Can Insurance companies cover 23 Arba Claims? 14:44 What is "Reinsurance"? 17:22 How to select Insurance company for NEPSE Investment? 21:16 Are Fraudulent Insurance claims True? 24:51 Are Government Properties Insured? 27:28 Are Heritage sites of Nepal Insured? 28:30 What are the must-do Insurance & it's Expenses? 32:20 Should Health Insurance be Compulsory? 34:29 Why is Claiming Insurance so Difficult in Nepal? 39:21 Can NRN pay Insurance for their family in Nepal? 42:51 Can we Insure our Tech Products? 46:12 What is "Auto Plus Insurance"? 48:26 Why aren't Insurance Premium Data available publicly? 52:44 What is the Pay Scale in Insurance companies like? 58:24 Rapid-fire Questions 01:04:36 Outro 👉 Subscribe to stay updated with future episodes. 💬 Comment below which guest do you want us to feature next on Satik Kura. #SatikKura #IdeapreneurNepal #ShikharInsurance #DipPrakashPanday #EntrepreneurshipNepal #Leadership

    Nov 12, 2025 · 0m